Social Security · SSI · SSDI

When is my next
Social Security payment?

Find your Social Security, SSDI or SSI payment date, with weekends and federal holidays already worked out.

Start the calculator
No login or Social Security number Free printable calendar Official SSA sources

Find your payment date

Choose your schedule. We’ll handle the holiday shifts.

1. Which benefits do you receive?
2. Which Social Security payment rule applies?

The 3rd-of-the-month rule includes people who received or applied for benefits before May 1997. If SSA assigns you a different schedule, follow your notice.

2026 and 2027 are checked against the published SSA calendars.

No SSN or full birthday. Answers stay in this tab unless you choose to save them on this device.

Your next payment, made clear

A date you can
plan around.

Choose your benefit and payment rule to see your next scheduled date and a full-year calendar.

UPCOMING DATES · U.S. EASTERN TIME

Birthday 1st–10thOct 14
Birthday 11th–20thOct 21
Birthday 21st–31stOct 28
SSIOct 30

These are scheduled payment dates. Early bank deposits and the time of day funds appear depend on your bank.

This month’s calendar

October 2026 payment dates

All groups, in one place. SSI has two scheduled deposits this month.

Full 2026 calendar →
Payment groupScheduled deposit dateRegular rule
SSIOctober 1, 2026 (October benefit); October 30, 2026 (November benefit)The 1st, or the preceding business day
Social Security · 3rd ruleOctober 2, 2026 Paid earlierBefore May 1997, both benefits, or another qualifying exception
Birthday 1st–10thOctober 14, 20262nd Wednesday
Birthday 11th–20thOctober 21, 20263rd Wednesday
Birthday 21st–31stOctober 28, 20264th Wednesday

October 30 is the SSI payment for November, moved earlier because November 1 is a Sunday. Use the calendar above for scheduled dates; banks may post early.

Common payment date questions

When are Social Security and SSDI payments sent?

Most follow the 2nd, 3rd or 4th Wednesday based on the record holder’s birthday. People who received or applied for benefits before May 1997, and people receiving both Social Security and SSI, generally follow the 3rd-of-the-month rule. Your SSA notice takes priority for individual exceptions.

Why can SSI arrive twice in one month?

SSI is normally scheduled for the 1st. When that falls on a weekend or federal holiday, payment moves to the previous business day. The next month’s benefit can therefore arrive before that month begins. Two deposits in one calendar month do not mean an extra benefit.

Whose birthday should I use?

Use the birthday of the person whose work record the Social Security benefit is paid on. If you receive spouse or survivor benefits, this may be your spouse’s or the deceased worker’s birthday. SSI does not use birthday groups.

Is the 2027 schedule official?

The 2027 dates have been checked against SSA Publication 05-10031 for 2027. The 2028 full-year schedule is labeled as a rule-based estimate and has not been independently verified against an official 2028 calendar.

Will my bank deposit the money early?

Some banks provide early access, but this calculator shows SSA’s scheduled payment dates. It cannot confirm a bank’s processing time, your account balance or whether SSA has issued your individual payment.

Can I save these dates to my calendar?

Yes. After calculating, choose Add to calendar to download an .ics file for Apple Calendar, Google Calendar or Outlook. It contains all-day events on deposit dates. The file follows calendar-year deposits; the table labels the benefit month separately.

2026 COLA illustration · 2.8%

For a 2025 gross monthly benefit, this illustrates a 2.8% increase before deductions. It does not estimate eligibility or your final bank deposit.

Illustrated 2026 amount: —

SSA’s 2026 COLA announcement. Medicare deductions and other changes can affect your actual deposit.