Social Security · SSI · SSDI

Social Security payment
schedule 2026

Checked SSA calendar: SSI, the 3rd-of-the-month group, and all three Wednesday groups. Find your date, see holiday shifts, and save a personal calendar.

Checked against the SSA 2026 calendar. Last date review: October 5, 2026. View the official SSA PDF ↗

2026 dates for every payment group

Match your benefit and birthday range to the payment group.

Find my date ↓
Schedule monthSSISS · 3rd ruleBirthday 1st–10thBirthday 11th–20thBirthday 21st–31st
JanuaryPaid earlierPaid earlier
FebruaryPaid earlier
MarchPaid earlier
April
MayPaid earlier
June
JulyPaid earlier
AugustPaid earlier
September
OctoberPaid earlier
NovemberPaid earlierPaid earlier
December

Dates follow the payment rule for the listed schedule month. SSI pays for that month; Social Security generally pays for the preceding month. “Paid earlier” marks a weekend or federal holiday shift. For spouse or survivor benefits, use the birthday of the person whose work record pays your benefit.

SSI calendar-month shifts: two scheduled deposits in July, October, December; no scheduled deposit in March, August, November. Those benefits are paid early in the preceding month. This does not create an extra SSI benefit. How SSI timing works.

Find your payment date

Choose your schedule. We’ll handle the holiday shifts.

1. Which benefits do you receive?
2. Which Social Security payment rule applies?

The 3rd-of-the-month rule includes people who received or applied for benefits before May 1997. If SSA assigns you a different schedule, follow your notice.

2026 and 2027 are checked against the published SSA calendars.

No SSN or full birthday. Answers stay in this tab unless you choose to save them on this device.

Your next payment, made clear

A date you can
plan around.

Choose your benefit and payment rule to see your next scheduled date and a full-year calendar.

UPCOMING DATES · U.S. EASTERN TIME

Birthday 1st–10thOct 14
Birthday 11th–20thOct 21
Birthday 21st–31stOct 28
SSIOct 30

These are scheduled payment dates. Early bank deposits and the time of day funds appear depend on your bank.

Common payment date questions

When are Social Security and SSDI payments sent?

Most follow the 2nd, 3rd or 4th Wednesday based on the record holder’s birthday. People who received or applied for benefits before May 1997, and people receiving both Social Security and SSI, generally follow the 3rd-of-the-month rule. Your SSA notice takes priority for individual exceptions.

Why can SSI arrive twice in one month?

SSI is normally scheduled for the 1st. When that falls on a weekend or federal holiday, payment moves to the previous business day. The next month’s benefit can therefore arrive before that month begins. Two deposits in one calendar month do not mean an extra benefit.

Whose birthday should I use?

Use the birthday of the person whose work record the Social Security benefit is paid on. If you receive spouse or survivor benefits, this may be your spouse’s or the deceased worker’s birthday. SSI does not use birthday groups.

Is the 2027 schedule official?

The 2027 dates have been checked against SSA Publication 05-10031 for 2027. The 2028 full-year schedule is labeled as a rule-based estimate and has not been independently verified against an official 2028 calendar.

Will my bank deposit the money early?

Some banks provide early access, but this calculator shows SSA’s scheduled payment dates. It cannot confirm a bank’s processing time, your account balance or whether SSA has issued your individual payment.

Can I save these dates to my calendar?

Yes. After calculating, choose Add to calendar to download an .ics file for Apple Calendar, Google Calendar or Outlook. It contains all-day events on deposit dates. The file follows calendar-year deposits; the table labels the benefit month separately.