Payment date questions

Most follow the 2nd, 3rd or 4th Wednesday based on the record holder’s birthday. People who received or applied for benefits before May 1997, and people receiving both Social Security and SSI, generally follow the 3rd-of-the-month rule. Your SSA notice takes priority for individual exceptions.

SSI is normally scheduled for the 1st. When that falls on a weekend or federal holiday, payment moves to the previous business day. The next month’s benefit can therefore arrive before that month begins. Two deposits in one calendar month do not mean an extra benefit.

Use the birthday of the person whose work record the Social Security benefit is paid on. If you receive spouse or survivor benefits, this may be your spouse’s or the deceased worker’s birthday. SSI does not use birthday groups.

The 2027 dates have been checked against SSA Publication 05-10031 for 2027. The 2028 full-year schedule is labeled as a rule-based estimate and has not been independently verified against an official 2028 calendar.

Some banks provide early access, but this calculator shows SSA’s scheduled payment dates. It cannot confirm a bank’s processing time, your account balance or whether SSA has issued your individual payment.

Yes. After calculating, choose Add to calendar to download an .ics file for Apple Calendar, Google Calendar or Outlook. It contains all-day events on deposit dates. The file follows calendar-year deposits; the table labels the benefit month separately.