What to do if your payment is late (Social Security or SSI)
By WhenIsMyCheck Editorial Team • Last updated:
Quick answer: If your payment seems late, first confirm your scheduled date and holiday shifts — then allow extra time before contacting SSA.
- Check your group and the expected date.
- Allow a little time for bank posting or mail.
- SSA often recommends allowing additional mailing days.
- If still missing, contact your bank/SSA.
Not affiliated with SSA. Informational only.
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2027–2028 are rule-based estimates until SSA publishes the official calendar.
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Quick answer: First confirm the date (holiday/weekend shifts), then allow a short buffer for posting. If it’s still missing, contact SSA using official channels.
Step-by-step checklist
- Confirm the expected date: use the calculator for your benefit setup and year.
- Check for shifts: if the expected date is a holiday/weekend, the payment may arrive earlier (not later).
- Check posting delays: banks can post later in the day; Direct Express may show deposits differently.
- Look for notices: sometimes SSA sends letters about changes, reviews, or account issues.
- Contact SSA: if your payment is still missing after the expected date, use SSA’s official contact options.
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