Paid on the 3rd: who is in this group?

By WhenIsMyCheck Editorial TeamLast updated:

Quick answer: If you’re in the “paid on the 3rd” group, your Social Security payment is scheduled for the 3rd each month (or earlier when shifted).
  • Common for people receiving benefits before May 1997.
  • Also common when receiving both SSI and Social Security.
  • If the 3rd is a weekend/holiday, it shifts earlier.
  • This differs from Wednesday birthday groups.

Open the calculator

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Get your exact payment dates: Generate a personal schedule (printable + calendar) in about 10 seconds. No login. No SSN.
Step 1: What do you receive?
2027–2028 are rule-based estimates until SSA publishes the official calendar.
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Quick answer: Many people who started receiving Social Security benefits before May 1997 are paid on the 3rd of each month (moved earlier if the 3rd is not a business day).

How to tell if you are in the “3rd of the month” group

What happens when the 3rd is a weekend or federal holiday

If the scheduled day is not a normal business day, payments typically move to the nearest prior business day. That can make a “January 3rd” payment show up in late December.

Common confusion: An early deposit is usually next month’s regular payment moved earlier — not an “extra” payment.

Use the site correctly

  1. Choose Social Security only (or Both if you receive SSI too).
  2. Answer “YES” to “Are you usually paid on the 3rd?”
  3. Pick the year (2026 verified; 2027–2028 are previews until SSA publishes them).