{
  "meta": {
    "title": "Social Security & SSI Payment Schedule 2028",
    "region": "US",
    "year": 2028,
    "status": "calculated_estimate",
    "last_verified": null,
    "generated_on": "2026-10-05",
    "source": {
      "publisher": "Social Security Administration",
      "publication": "05-10031",
      "pdf_official": null,
      "rules": "https://www.ssa.gov/faqs/en/questions/KA-01957.html",
      "holidays": "https://www.opm.gov/policy-data-oversight/pay-leave/federal-holidays/"
    },
    "notes": [
      "Rows label schedule months; SSI is for that month, Social Security generally for the preceding month.",
      "Actual bank availability may vary."
    ]
  },
  "months": [
    {
      "month": "January",
      "month_slug": "january",
      "url": "https://whenismycheck.com/schedule/2028/",
      "ssi": {
        "scheduled_date": "2028-01-01",
        "pay_date": "2027-12-30",
        "shifted": true,
        "benefit_month": "2028-01"
      },
      "pre1997_or_both": {
        "scheduled_date": "2028-01-03",
        "pay_date": "2028-01-03",
        "shifted": false,
        "benefit_month": "2027-12"
      },
      "wednesday_groups": {
        "birthdays_1_10": {
          "scheduled_date": "2028-01-12",
          "pay_date": "2028-01-12",
          "shifted": false,
          "benefit_month": "2027-12"
        },
        "birthdays_11_20": {
          "scheduled_date": "2028-01-19",
          "pay_date": "2028-01-19",
          "shifted": false,
          "benefit_month": "2027-12"
        },
        "birthdays_21_31": {
          "scheduled_date": "2028-01-26",
          "pay_date": "2028-01-26",
          "shifted": false,
          "benefit_month": "2027-12"
        }
      }
    },
    {
      "month": "February",
      "month_slug": "february",
      "url": "https://whenismycheck.com/schedule/2028/",
      "ssi": {
        "scheduled_date": "2028-02-01",
        "pay_date": "2028-02-01",
        "shifted": false,
        "benefit_month": "2028-02"
      },
      "pre1997_or_both": {
        "scheduled_date": "2028-02-03",
        "pay_date": "2028-02-03",
        "shifted": false,
        "benefit_month": "2028-01"
      },
      "wednesday_groups": {
        "birthdays_1_10": {
          "scheduled_date": "2028-02-09",
          "pay_date": "2028-02-09",
          "shifted": false,
          "benefit_month": "2028-01"
        },
        "birthdays_11_20": {
          "scheduled_date": "2028-02-16",
          "pay_date": "2028-02-16",
          "shifted": false,
          "benefit_month": "2028-01"
        },
        "birthdays_21_31": {
          "scheduled_date": "2028-02-23",
          "pay_date": "2028-02-23",
          "shifted": false,
          "benefit_month": "2028-01"
        }
      }
    },
    {
      "month": "March",
      "month_slug": "march",
      "url": "https://whenismycheck.com/schedule/2028/",
      "ssi": {
        "scheduled_date": "2028-03-01",
        "pay_date": "2028-03-01",
        "shifted": false,
        "benefit_month": "2028-03"
      },
      "pre1997_or_both": {
        "scheduled_date": "2028-03-03",
        "pay_date": "2028-03-03",
        "shifted": false,
        "benefit_month": "2028-02"
      },
      "wednesday_groups": {
        "birthdays_1_10": {
          "scheduled_date": "2028-03-08",
          "pay_date": "2028-03-08",
          "shifted": false,
          "benefit_month": "2028-02"
        },
        "birthdays_11_20": {
          "scheduled_date": "2028-03-15",
          "pay_date": "2028-03-15",
          "shifted": false,
          "benefit_month": "2028-02"
        },
        "birthdays_21_31": {
          "scheduled_date": "2028-03-22",
          "pay_date": "2028-03-22",
          "shifted": false,
          "benefit_month": "2028-02"
        }
      }
    },
    {
      "month": "April",
      "month_slug": "april",
      "url": "https://whenismycheck.com/schedule/2028/",
      "ssi": {
        "scheduled_date": "2028-04-01",
        "pay_date": "2028-03-31",
        "shifted": true,
        "benefit_month": "2028-04"
      },
      "pre1997_or_both": {
        "scheduled_date": "2028-04-03",
        "pay_date": "2028-04-03",
        "shifted": false,
        "benefit_month": "2028-03"
      },
      "wednesday_groups": {
        "birthdays_1_10": {
          "scheduled_date": "2028-04-12",
          "pay_date": "2028-04-12",
          "shifted": false,
          "benefit_month": "2028-03"
        },
        "birthdays_11_20": {
          "scheduled_date": "2028-04-19",
          "pay_date": "2028-04-19",
          "shifted": false,
          "benefit_month": "2028-03"
        },
        "birthdays_21_31": {
          "scheduled_date": "2028-04-26",
          "pay_date": "2028-04-26",
          "shifted": false,
          "benefit_month": "2028-03"
        }
      }
    },
    {
      "month": "May",
      "month_slug": "may",
      "url": "https://whenismycheck.com/schedule/2028/",
      "ssi": {
        "scheduled_date": "2028-05-01",
        "pay_date": "2028-05-01",
        "shifted": false,
        "benefit_month": "2028-05"
      },
      "pre1997_or_both": {
        "scheduled_date": "2028-05-03",
        "pay_date": "2028-05-03",
        "shifted": false,
        "benefit_month": "2028-04"
      },
      "wednesday_groups": {
        "birthdays_1_10": {
          "scheduled_date": "2028-05-10",
          "pay_date": "2028-05-10",
          "shifted": false,
          "benefit_month": "2028-04"
        },
        "birthdays_11_20": {
          "scheduled_date": "2028-05-17",
          "pay_date": "2028-05-17",
          "shifted": false,
          "benefit_month": "2028-04"
        },
        "birthdays_21_31": {
          "scheduled_date": "2028-05-24",
          "pay_date": "2028-05-24",
          "shifted": false,
          "benefit_month": "2028-04"
        }
      }
    },
    {
      "month": "June",
      "month_slug": "june",
      "url": "https://whenismycheck.com/schedule/2028/",
      "ssi": {
        "scheduled_date": "2028-06-01",
        "pay_date": "2028-06-01",
        "shifted": false,
        "benefit_month": "2028-06"
      },
      "pre1997_or_both": {
        "scheduled_date": "2028-06-03",
        "pay_date": "2028-06-02",
        "shifted": true,
        "benefit_month": "2028-05"
      },
      "wednesday_groups": {
        "birthdays_1_10": {
          "scheduled_date": "2028-06-14",
          "pay_date": "2028-06-14",
          "shifted": false,
          "benefit_month": "2028-05"
        },
        "birthdays_11_20": {
          "scheduled_date": "2028-06-21",
          "pay_date": "2028-06-21",
          "shifted": false,
          "benefit_month": "2028-05"
        },
        "birthdays_21_31": {
          "scheduled_date": "2028-06-28",
          "pay_date": "2028-06-28",
          "shifted": false,
          "benefit_month": "2028-05"
        }
      }
    },
    {
      "month": "July",
      "month_slug": "july",
      "url": "https://whenismycheck.com/schedule/2028/",
      "ssi": {
        "scheduled_date": "2028-07-01",
        "pay_date": "2028-06-30",
        "shifted": true,
        "benefit_month": "2028-07"
      },
      "pre1997_or_both": {
        "scheduled_date": "2028-07-03",
        "pay_date": "2028-07-03",
        "shifted": false,
        "benefit_month": "2028-06"
      },
      "wednesday_groups": {
        "birthdays_1_10": {
          "scheduled_date": "2028-07-12",
          "pay_date": "2028-07-12",
          "shifted": false,
          "benefit_month": "2028-06"
        },
        "birthdays_11_20": {
          "scheduled_date": "2028-07-19",
          "pay_date": "2028-07-19",
          "shifted": false,
          "benefit_month": "2028-06"
        },
        "birthdays_21_31": {
          "scheduled_date": "2028-07-26",
          "pay_date": "2028-07-26",
          "shifted": false,
          "benefit_month": "2028-06"
        }
      }
    },
    {
      "month": "August",
      "month_slug": "august",
      "url": "https://whenismycheck.com/schedule/2028/",
      "ssi": {
        "scheduled_date": "2028-08-01",
        "pay_date": "2028-08-01",
        "shifted": false,
        "benefit_month": "2028-08"
      },
      "pre1997_or_both": {
        "scheduled_date": "2028-08-03",
        "pay_date": "2028-08-03",
        "shifted": false,
        "benefit_month": "2028-07"
      },
      "wednesday_groups": {
        "birthdays_1_10": {
          "scheduled_date": "2028-08-09",
          "pay_date": "2028-08-09",
          "shifted": false,
          "benefit_month": "2028-07"
        },
        "birthdays_11_20": {
          "scheduled_date": "2028-08-16",
          "pay_date": "2028-08-16",
          "shifted": false,
          "benefit_month": "2028-07"
        },
        "birthdays_21_31": {
          "scheduled_date": "2028-08-23",
          "pay_date": "2028-08-23",
          "shifted": false,
          "benefit_month": "2028-07"
        }
      }
    },
    {
      "month": "September",
      "month_slug": "september",
      "url": "https://whenismycheck.com/schedule/2028/",
      "ssi": {
        "scheduled_date": "2028-09-01",
        "pay_date": "2028-09-01",
        "shifted": false,
        "benefit_month": "2028-09"
      },
      "pre1997_or_both": {
        "scheduled_date": "2028-09-03",
        "pay_date": "2028-09-01",
        "shifted": true,
        "benefit_month": "2028-08"
      },
      "wednesday_groups": {
        "birthdays_1_10": {
          "scheduled_date": "2028-09-13",
          "pay_date": "2028-09-13",
          "shifted": false,
          "benefit_month": "2028-08"
        },
        "birthdays_11_20": {
          "scheduled_date": "2028-09-20",
          "pay_date": "2028-09-20",
          "shifted": false,
          "benefit_month": "2028-08"
        },
        "birthdays_21_31": {
          "scheduled_date": "2028-09-27",
          "pay_date": "2028-09-27",
          "shifted": false,
          "benefit_month": "2028-08"
        }
      }
    },
    {
      "month": "October",
      "month_slug": "october",
      "url": "https://whenismycheck.com/schedule/2028/",
      "ssi": {
        "scheduled_date": "2028-10-01",
        "pay_date": "2028-09-29",
        "shifted": true,
        "benefit_month": "2028-10"
      },
      "pre1997_or_both": {
        "scheduled_date": "2028-10-03",
        "pay_date": "2028-10-03",
        "shifted": false,
        "benefit_month": "2028-09"
      },
      "wednesday_groups": {
        "birthdays_1_10": {
          "scheduled_date": "2028-10-11",
          "pay_date": "2028-10-11",
          "shifted": false,
          "benefit_month": "2028-09"
        },
        "birthdays_11_20": {
          "scheduled_date": "2028-10-18",
          "pay_date": "2028-10-18",
          "shifted": false,
          "benefit_month": "2028-09"
        },
        "birthdays_21_31": {
          "scheduled_date": "2028-10-25",
          "pay_date": "2028-10-25",
          "shifted": false,
          "benefit_month": "2028-09"
        }
      }
    },
    {
      "month": "November",
      "month_slug": "november",
      "url": "https://whenismycheck.com/schedule/2028/",
      "ssi": {
        "scheduled_date": "2028-11-01",
        "pay_date": "2028-11-01",
        "shifted": false,
        "benefit_month": "2028-11"
      },
      "pre1997_or_both": {
        "scheduled_date": "2028-11-03",
        "pay_date": "2028-11-03",
        "shifted": false,
        "benefit_month": "2028-10"
      },
      "wednesday_groups": {
        "birthdays_1_10": {
          "scheduled_date": "2028-11-08",
          "pay_date": "2028-11-08",
          "shifted": false,
          "benefit_month": "2028-10"
        },
        "birthdays_11_20": {
          "scheduled_date": "2028-11-15",
          "pay_date": "2028-11-15",
          "shifted": false,
          "benefit_month": "2028-10"
        },
        "birthdays_21_31": {
          "scheduled_date": "2028-11-22",
          "pay_date": "2028-11-22",
          "shifted": false,
          "benefit_month": "2028-10"
        }
      }
    },
    {
      "month": "December",
      "month_slug": "december",
      "url": "https://whenismycheck.com/schedule/2028/",
      "ssi": {
        "scheduled_date": "2028-12-01",
        "pay_date": "2028-12-01",
        "shifted": false,
        "benefit_month": "2028-12"
      },
      "pre1997_or_both": {
        "scheduled_date": "2028-12-03",
        "pay_date": "2028-12-01",
        "shifted": true,
        "benefit_month": "2028-11"
      },
      "wednesday_groups": {
        "birthdays_1_10": {
          "scheduled_date": "2028-12-13",
          "pay_date": "2028-12-13",
          "shifted": false,
          "benefit_month": "2028-11"
        },
        "birthdays_11_20": {
          "scheduled_date": "2028-12-20",
          "pay_date": "2028-12-20",
          "shifted": false,
          "benefit_month": "2028-11"
        },
        "birthdays_21_31": {
          "scheduled_date": "2028-12-27",
          "pay_date": "2028-12-27",
          "shifted": false,
          "benefit_month": "2028-11"
        }
      }
    }
  ]
}